How to View Venmo History
Venmo is a PayPal-owned platform that centers on facilitating mobile payments between users. The idea here is to create an environment where friends can safely send money to each other. Venmo is a transaction platform with social media features that make the experience more organic and smoother. However, you’ll sometimes need proof of payment. In fact, it is always your best bet to have it saved somewhere, just to be safe.
You can find your proof of payment by checking out your Venmo payment history. Here’s how to do it.
Venmo Reminds You to Do It
Depending on how active you are on Venmo, the app itself sends you an email every once in a while to remind you to check your transaction history. In this email, you will find a link that will redirect you to your transaction history. Each active month on Venmo will land you with one of these emails. Being active means having made a purchase, having received a payment, having done a bank transfer, or simply having received refunds/credits.
If you aren’t too active on Venmo, you’ll receive this email on a quarterly basis, at the very minimum. This is one of the most common ways for users to check their transaction history. You cannot unsubscribe from these emails because the federal financial regulations require Venmo to send out these notices. This is good because it means that Venmo has to pay special attention to your transaction and purchase history.
Viewing Your Transaction History
Your transaction history may not be available on the app. However, you can still access it. All you need for this is an internet connection and a computer. Don’t try logging in from your mobile browser – you won’t be able to do this from your phone. When you log into your Venmo profile on your computer, you should navigate to the Statement section. From this screen, you can view your entire transaction history on Venmo.
If you want to download your transaction history, click Download CSV. You can find this button near the date selection. Note that, although you have access to your entire transaction history, you can view/download data for no more than 90 days at a time.
Viewing Your Purchase History
Purchase history is a bit different. First of all, it is accessible from your phone/tablet app. Purchase history is available only to you, unless you share it per purchase. If you need a proof of purchase, you can navigate to the Statement section and download the CSV transaction history file. The easier way to go, of course, is making a screenshot of your purchase and adding a timestamp.
When it comes to transactions, Venmo gives access to these to everyone. Yes, your transactions are visible to literally anyone who wants a glimpse. What’s more, Venmo isn’t obligated to acquire your permission to share this and you don’t even have to have the Venmo app in order to access someone else’s transaction history. In fact, the only thing you do need to do this is the app’s developer API.
What’s even more worrying is that every single transaction includes the sender’s picture and name, as well as other info such as date and time of the transaction, payment purpose, even any text that was included into the transaction. Yes, emojis too.
Setting the History to Private
Scary as this might be, it is not really a problem with Venmo. It is normal to be sceptical about your transaction history being available to everyone out there, though. While this certainly raises more than a few questions, an easy workaround does exist. Essentially, the reason why your transactions are likely public at the moment is that it is Venmo’s default setting. Fortunately, you can set your transactions (future and past) to private.
Once you’ve entered the Venmo app, tap Settings and navigate to Privacy. You’ll see the Default Privacy Settings option that is probably set to Public. Tap it and change it to Private. Now, go to More and click on Past Transactions. Select Change All to Private. Yes, it is as easy as that. There is no tech support back-and-forth required, no third-party apps, and no fancy tweaking with the settings involved.
Unusual and Suspicious Transactions in History
Whether you’ve just received a notification about a suspicious purchase made on your account, or you have just seen an unusual transaction in your quarterly transaction history email, it is important that you contact Venmo technical support with an email or a phone call. It may turn out to be a simple mistake within the app, but you may also be a victim of a fraud. It is easy to fall victim of a fraud because Venmo’s transaction history settings are public by default.
Why Is It Public?
Yes, it definitely seems strange that a PayPal-owned company would make everyone’s transaction history available to anyone out there by default. It definitely looks like more than an oversight. You see, this is a social networking app, just as it is a payment transaction tool. Essentially, you get on Venmo to make quick transactions between friends, but also to see what they are up to, transaction and purchase-wise.
Viewing Your Venmo History
Whether knowing about other people’s transactions is moral or not isn’t the subject here. Viewing your transaction and purchase history is easy on Venmo and you and your friends can do it. If you want to keep your transactions secret, change the settings to private. Simple as that.
Do you still use Venmo? Do you care about your transaction privacy? What do you think about the public transaction default privacy settings? Feel free to discuss in the comments section below.