How to Delete a Zelle Recipient with Wells Fargo
Sending money to the friend who recently paid for dinner has never been easier. Grab the phone, quickly access Zelle, type in their email address or mobile phone number, and that’s it. Once you send them money, they’ll be on your list of recipients. That way, when it’s time to send them money again, you don’t have to add their information. Instead, the whole process will take a couple of moments. But what if you want to remove the recipient from your list of Zelle contacts for whatever reason? Is it even possible? Find out below.
Deleting a Zelle Recipient
Some people use Zelle to send money to their friends and relatives frequently. Others may use it only once to, say, collect money for a business colleague’s gift. No matter how many times you send someone money, Zelle automatically adds them to your list of recipients. But sometimes users want to delete a person from that list. Maybe it was a one-time transaction, and there’s no need for that recipient to be on your list. It’s entirely possible to delete a Zelle recipient, and here’s how to do it:
- Under “Online banking,” tap on “Payments and Receivables.”
- Look for “Account Transfer.” Hit “ZelleManage Recipients.”
- Next, find the recipient you want to delete from the list.
- There will be a “Delete” button next to their profile. Click on it.
- Finally, hit “Yes” to confirm you want to proceed with the process.
That’s it! You’ve now successfully removed a recipient from Zelle.
Editing Information on Zelle
A recipient may have changed the email address or their phone number. This kind of information is important to be able to use Zelle effectively. That’s why it’s important to update it as soon as possible. Doing so will prevent potential issues. If you’re wondering how to change the recipient’s information, follow these steps:
- First, launch Zelle.
- Look for the “Menu” and tap on “Send Money”’
- Next, tap “Send Money with Zelle.” You’ll see the Actions menu on the right.
- Select “Manage Recipients.”
- To change their information, click “Edit.”
- If you want to delete something, click on the minus sign next to the data.
- Select “Add an email” or “Add a phone” to update this info.
- Write new information.
- Tap “Save”’
Other than deleting a recipient or updating their information, many Zelle users may not know how to find their transfer limit. If you’re one of them, don’t worry. We’ve got you covered.
The answer depends on whether the bank you use is connected to Zelle or not. If it’s not, then you’re limited to sending $500 a week. However, if your bank offers Zelle, then that sum is higher. For example, Wells Fargo allows its users to send $2500 a week. Check with your bank to find out the limit you can send. You might also want to inquire about the monthly limit, which can be quite high with some banks.
Also, keep in mind that there’s no limit to how much you can receive, which is also good news.
How Safe Is Zelle?
Because it’s possible to send large sums of money through Zelle, many users wonder if it’s safe. Look at it this way: If you were using actual cash, you’d probably be anxious giving someone $2500 in person in public. But with Zelle, there’s no need to feel that way. Furthermore, Zelle is a safe solution, a third-party service never stores the money.
But, it’s up to senders to ensure their money reaches the right person. That’s why it’s crucial to double-check a recipient’s information. One wrong number or a letter could mean the wrong person receiving money.
However, there are still some safety concerns. For instance, what happens if someone scams you into transferring money? Or what if hackers access your account? If hackers access an account and transfer money without the user’s permission, this is clearly a fraud. Should this happen to Zelle users, they can retrieve their money once they report the fraud. At Zelle website, you can find a phone number where their support will tell you what to do. There will also be a form to fill in about the potential fraud.
On the other hand, if you authorize the transaction but later realize you were tricked, this is definitely a scam. If that’s the case, most likely you won’t be able to get back the money. However, not all is lost. Contacting your bank right away and putting a hold on the money (if it hasn’t been deducted yet) could solve the issue. To check your rights, read the Electronic Funds Transfer Act.
Zelle is a fantastic service for transferring money. Once you send money to a friend, Zelle automatically adds them to your list of recipients for future convenience. However, it’s possible to edit or even delete their information.
Whether you’re new to Zelle or you’ve already been using it many times, make sure to check the transfer limit. Plus, familiarize yourself with potential scams and frauds to prevent them from happening to you.
How about you? How often do you use Zelle? Why do you need to delete a recipient? Let us know in the comments section below.